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Managing your health and welfare benefits requires extensive actuarial, compliance, and industry knowledge. Our experienced consultants can assist you with comprehensive financial risk management, plan design, negotiation skills, regulatory compliance, discrimination testing, participant communication and education, and plan administrative services.

Our health and welfare experts can help you with:

  • Plan review and documentation
  • Governance and operational self-audits and training
  • Health Saving Account/Health Reimbursement Account/Flexible Spending Account consulting
  • Preparation of Form 5500
  • Accounting disclosures
  • Actuarial studies
    • Incurred but not reported claims
    • COBRA rates
    • Employer/employee rates and cost sharing
    • Plan design changes
  • Medicare Part D attestation
  • Participant communications
  • Nondiscrimination testing and consulting

Consulting for active participants related to medical, dental, vision, prescription drug, life insurance, disability, EAP, and other benefits including:

  • Multi-year strategic planning
  • Benchmarking
  • Vendor evaluation and selection
  • Benefit plan budgeting and modeling
  • Evaluation of Private Exchanges
  • HIPAA compliance and training
  • ACA employee reporting
  • Dependent eligibility audit
  • Strategic Employer Wellness


Meet Our Team

Learn more about the consultants of BPS&M


Joe Meyers

Consulting Actuary

Joe is a consulting actuary with over 25 years of experience with retiree medical plans. His experience includes the pricing and valuation of retiree medical plans along with consulting on plan design issues. 

Contact Joe at 615.665.5451 or This email address is being protected from spambots. You need JavaScript enabled to view it.


David L. Shaub

David is the BPS&M Health and Welfare practice leader and has served as a Principal in the firm since 1986. David has over 30 years of experience in the design, funding, administration, regulatory compliance, and service of Health and Welfare employee benefit plans. He has extensive experience in retiree medical design, costing, funding, and reporting, especially as it pertains to FASB 106 and GASB 45 requirements. He also has experience and expertise in providing consulting services for companies involved in mergers and acquisitions.

Contact David at 615.665.5309 or This email address is being protected from spambots. You need JavaScript enabled to view it.